| Residential | Commercial | Land | Construction | Fix & Flip | |
|---|---|---|---|---|---|
| Loan-to-Value / Cost | Max 75% LTV | Max 75% LTV | Max 60% LTV | Max 70% LTC* | Max 80% LTV* |
| Loan Term | 12 mo. + 6 mo. ext. | 12 mo. + 6 mo. ext. | 12 mo. + 6 mo. ext. | 12 mo. + 6 mo. ext. | 12 mo. + 6 mo. ext. |
| Interest Rate | From 11.00% | From 11.00% | From 12.00% | From 11.00% | From 11.00% |
| Prepayment Penalty | 3–6 months | 3–6 months | 3–6 months | 3–6 months | 3–6 months |
Scroll table for more →
*As-completed value. Interest reserves and exact pricing are determined at underwriting based on borrower and asset profile. Rates shown are program minimums and are not a commitment to lend.